Procrastinators, which one are you?

The Procrastination Challenge – 6 Procrastinators, which one are you? It’s human nature to procrastinate. But some things, like saving for …

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A LOCAL SOLUTION TO A NATIONWIDE PROBLEM

A LOCAL SOLUTION TO A NATIONWIDE PROBLEM. Investment Solutions Northland (ISN) – Authorised Financial Advisers – are providing financial education to workplaces in Northland. We have worked with both large and small employers. Seminars/Workshops for employees are tailored to your workplace in content and length.

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Investing 1 2 3

Investing might seem like it’s only for rich people, but it’s really just a flash word for what to do with your savings to make your money grow. This could be anything from putting it in a bank account to buying shares or joining a workplace retirement savings scheme.

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Spring Clean your Finances

It’s September, the traditional time for an annual spring clean. This September, why not extend your spring cleaning beyond the usual home and garden, and take on your personal finances as well?

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Around the Globe in 14 Days (with NZ Funds)

NZ Funds, CHIEF INVESTMENT OFFICER, Michael Lang and HEAD OF INCOME, Mark Brooks recently completed a research trip. In total around 37 meetings with some of the best minds in the Investment Management disciplines in the world.

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Retirement Funding Quandary

A key decision you can make right now is to take an active interest in your retirement and KiwiSaver funds. Make sure you are in the right investments to achieve your retirement objectives, as it could make all the difference between a modest or a comfortable retirement in years to come.

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What is the NZ Funds KiwiSaver LifeCycle Portfolio Management?

The LifeCycle Process provides you with a disciplined and systematic method for managing your investment. If you choose the LifeCycle Process your contributions will not be allocated to a single Portfolio. Instead, your investment will be progressively reallocated over your investing time frame across three Portfolios depending upon your age.

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KiwiSaver Member Tax Credits – are your eligible?

What are Member Tax Credits?
To help you save, the Government will make an annual contribution towards your KiwiSaver account as long as you are a contributing member aged 18 or over. The maximum annual Member Tax Credit you are entitled to is $521.43.

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Retirees need to keep investing

In New Zealand once people become eligible to withdraw their money from KiwiSaver they can do what they like with it. There is nothing to stop retirees from blowing it all on a new car or holiday.

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KiwiSaver twists and turns

An issue of concern recently raised is; there is a lot of movement between the scheme providers which is not very productive, some KiwiSaver members are transferring between the scheme providers three or four times a year, we can’t understand why.

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