Financial Literacy

The Financial Markets Authority (FMA) was established in 2011. The FMA’s main objective is to promote and facilitate the development of fair, efficient and transparent financial markets. This was because it determined financial ignorance had played a significant part in the loss of more than $3 billion in finance company collapses since 2006.

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KiwiSaver for the Self Employed or not working?

Although the self-employed do not enjoy the benefit of an employer contribution, they still receive the $1,000.00 Government kick-start and Member Tax Credit of up to $521.43 per annum.

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How Secure is Your Investment?

There is still some conjecture as to what exactly went wrong with the Ross Group. You may also wonder whether the same factors that allowed these events to occur could possibly exist with organisations we deal with on your behalf.

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Confidence comes from sound advice

We encourage anyone who is thinking of investing to seek authorised financial advice first.

5 questions to ask the Authorised Financial Adviser
• How do I know what you are recommending is the best option for me?
• What are the risks of this investment?
• What will I pay?
• What information will I receive about my investments?
• How can I get my money back?

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Am I in the right KiwiSaver Scheme?

A recent investment industry study completed in the US found 58% of employees spent less than one hour determining both their retirement plan savings contribution rate and which retirement plan investment scheme to use. Since the introduction of KiwiSaver five years ago, New Zealanders have much to be proud of, over 1.9 million people have enrolled, accumulating $12 billion in member balances.

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Is it a waste of time to save for retirement?

Today we are living longer. Whereas older generations live an average of 15-20 years past the age of retirement, younger generations are expected to live 30-40 years after they retire. The biggest money worry for many will be just how long their ‘nest egg’ will last, raising the possibility that you will need to live more frugally than you’d like and most likely for a longer time…

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Kids & KiwiSaver

Kids & KiwiSaver. It’s worth enrolling for the $1,000 kickstart provided by the Government because who knows when this might change or be removed altogether.

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Financial Adviser Regulations Overview

New adviser regulation became effective on 1 July 2011. According to the Government, regulation is about getting better outcomes for the people who need and use financial advice.

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MPS Investment Platform Launched

A new investment platform, the Managed Portfolio Service has launched.

We understood that the investment offerings in the market were simply not suited to the needs-based advice process we had developed. MPS is a unique investment offering designed to integrate seamlessly with the needs-based advice process we had developed and now follow.

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Bill Raynel – Business Owner & Authorised Financial Adviser

I have been advising the public on the placement of investments since 1997. In the eighteen years of my involvement with the investment industry, I have learned a great deal about the needs of my clients, and I have tailored my business and my investment planning strategy to suit those needs. I believe in good old fashioned customer service, building and maintaining strong client relationships with caring, honesty, integrity and openness.

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